{"id":17159,"date":"2020-09-10T15:30:56","date_gmt":"2020-09-10T15:30:56","guid":{"rendered":"https:\/\/riskconsulting.rs\/?p=17159"},"modified":"2022-08-05T13:03:00","modified_gmt":"2022-08-05T13:03:00","slug":"aplikativni-model","status":"publish","type":"post","link":"https:\/\/riskconsulting.rs\/en\/2020\/09\/10\/aplikativni-model\/","title":{"rendered":"Application scorecard"},"content":{"rendered":"<div class=\"vgblk-rw-wrapper limit-wrapper\">\n\n\t<p>Application scorecard is one of two most commonly used Models for risk assessment in banking sector.<\/p>\n<p>Ova vrsta statisti\u010dkih modela razvija se kori\u0161\u0107enjem podataka o klijentima koji su dostavljeni u trenutku apliciranja za novi prizvod i primenjuje se za sve nove klijente koji se u trenutku apliciranja ne nalaze u portfoliju.<\/p>\n<p>Ovim skorkardom se, kori\u0161\u0107enjem najprediktivnijih karakteristika klijenata i informacija o njima (izabranih statisti\u010dkim tehnikama i procedurama), procenjuje u kom statusu izmirivanja obaveza \u0107e se oni na\u0107i nakon isteka unapred definisanog vremenskog perioda (naj\u010de\u0161\u0107e 12 meseci).<\/p>\n\n<\/div><!-- .vgblk-rw-wrapper -->","protected":false},"excerpt":{"rendered":"<p>Aplikativni skorkard (eng. application scorecard) predstavlja jedan od dva naj\u010de\u0161\u0107e kori\u0161\u0107ena modela za procenu rizika u bankarskom sektoru. Ova vrsta statisti\u010dkih modela razvija se kori\u0161\u0107enjem podataka o klijentima koji su&#8230;<\/p>","protected":false},"author":1,"featured_media":17137,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[146],"tags":[],"jetpack_featured_media_url":"https:\/\/riskconsulting.rs\/wp-content\/uploads\/2020\/09\/office-1209640_1920.jpg","_links":{"self":[{"href":"https:\/\/riskconsulting.rs\/en\/wp-json\/wp\/v2\/posts\/17159"}],"collection":[{"href":"https:\/\/riskconsulting.rs\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/riskconsulting.rs\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/riskconsulting.rs\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/riskconsulting.rs\/en\/wp-json\/wp\/v2\/comments?post=17159"}],"version-history":[{"count":7,"href":"https:\/\/riskconsulting.rs\/en\/wp-json\/wp\/v2\/posts\/17159\/revisions"}],"predecessor-version":[{"id":17276,"href":"https:\/\/riskconsulting.rs\/en\/wp-json\/wp\/v2\/posts\/17159\/revisions\/17276"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/riskconsulting.rs\/en\/wp-json\/wp\/v2\/media\/17137"}],"wp:attachment":[{"href":"https:\/\/riskconsulting.rs\/en\/wp-json\/wp\/v2\/media?parent=17159"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/riskconsulting.rs\/en\/wp-json\/wp\/v2\/categories?post=17159"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/riskconsulting.rs\/en\/wp-json\/wp\/v2\/tags?post=17159"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}